Posts byRich, PFGeeks

One of the biggest challenges for the middle class is figuring out how to make ends meet while still saving for your goals! Sometimes …

Don’t let boredom become an excuse to break your budget. Fun doesn’t have to come with a price tag or at the expense of your long-term financial goals.

No two lives are the same, and the amount of work get to a fixed destination is going to be wildly different as well. Your journey is different than every other persons journey.

It’s the small, intentional choices that really do make all the difference. As I’ve highlighted throughout this post, these seemingly marginal cost-saving techniques can help to save you thousands of dollars every year.

Living richly is about recognizing those things that make your life beautiful and happy, then figuring out how to do those things with the budget and time you’ve got.

Tons of so-called personal finance “gurus” advocate never going into debt, but for most people that’s simply not an option (and that’s ok).

Financial independence is one point in the timeline. That specific point that your passive income and investments can cover your expenses.

If you’re ruling your own kingdom and try to apply another king’s methods to your kingdom, it’s not going to work because your kingdom is different. Your kingdom is your finances.

I’m a firm believer that just because you’re trying to get out of debt, doesn’t mean you can’t have fun. And

Right now, millennials are in our prime years for earning, saving and investing. For most of us, the next ten years or so of financial management are going to set the tone for the rest of our lives, and that’s a pretty big deal.

When you don’t need help, think about ways you can make your friend’s life easier or better. It may not cost you much other than a bit of time (or it may), but saving a friend money, time or stress in an emergency situation is worth every bit of your investment.

In a year, you’ll be 38 times a good if you get one percent better each day. That seems like a such a crazy number — it’s just to illustrate the power of compounding.

It takes an incredible amount of care to make decisions that affect you — decisions only you can make. Whether big or small, when you’re reaching for big financial goals, every decision matters.

The season of giving is upon us! Whether you’re considering giving away some of your money, some of your time, or even something else, …

The first $100k is such a pain because most of it is purely based on how much you save. When you have less than $100k, you have very little investment returns helping propel your net worth higher. It’s all about how much money you can throw in your bank account each month.