The Best Personal Finance Content for Middle Incomes

Home Articles Posted by Stephonee (Page 2)

Founder of the Middletons. Champion of lower income personal finance knowledge. Lover of geeky things. Spreedsheet queen.

Posts byStephonee

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How To Really Save Money Shopping Online

The internet has made shopping a whole lot easier. It means I can sit at home in my pajamas and comparison shop a dozen sites in a half an hour while sipping a cup of tea.

That beats the exhaustion that comes from driving around to a bunch of different stores all day to compare prices and pick up stuff all over town.

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How To Go From $22k Per Year To Six Figures. A Real Guide (No Ivy League. Not Quick. Not Easy.)

There’s a lot of stories out there about people who make six figures, but not much on how exactly to do it.

Or you can find plenty of “get rich quick & easy” advice, encouraging you to take big risks for a big payoff. That’s great, but they neglect to mention all the people who did that and failed. They’re also short on specifics. “Come up with a million dollar business idea!” sounds great, but, um, how.

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Shame

Feeling shame can affect the way we live our lives, and especially how we spend our money.

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Money Layers in Society and Relationships

It’s so clear how these principles can affect an entire generation of African Americans. We consider the wealth gap to be a crisis, and we’ve seen firsthand how transparency around money has changed our marriage for the better, and improved our financial outlook. And raising a son in a debt-free household changes the way that we parent, it changes the choices that are available to us.

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Drift

Only when an outside force thrusts itself upon us, like an unexpected illness, losing a loved one, maybe an unexpected pregnancy, losing a job, an investment plumpting—these terrible circumstances (it’s typically a crappy circumstance)—that we actually truly wake up from our slumber—our drift—and we start to ask these more existential foundational questions about ‘what am I doing?’ ‘what am I committed to?’ and ‘am I connected to purpose?’

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Tales of a Waitress

I truly do believe that everyone should be a server at least once in their life. It has given me such an appreciation of the job and has made me a better customer because I have an appreciation of what my servers do. While I enjoy the economic benefits of this job, it certainly does not come without its frustrations and “WTF!?” moments.

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Purchasing My Freedom: How I Reclaimed 6 Years of My Life

Looking at the math, he’s absolutely right — my response to spending impulses (hobbies, clothing, electronics…) determines whether I spend my life doggy paddling and gasping for air or become an olympic swimmer.

The mundane choices we make every day reverberate years into the future.

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The Fitbit Effect

Any time I want to, I can see exactly how many calories I eat, how many I burn, how far I walk, how well I sleep, and how many flights of stairs I, uh… pass on the way to the elevator. So why am I in worse shape than I was before I bought the stupid thing?

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