The Best Personal Finance Content for Middle Incomes

Home Articles Posted by Stephonee (Page 6)

Founder of the Middletons. Champion of lower income personal finance knowledge. Lover of geeky things. Spreedsheet queen.

Posts byStephonee

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How To Go From $22k Per Year To Six Figures. A Real Guide (No Ivy League. Not Quick. Not Easy.)

There’s a lot of stories out there about people who make six figures, but not much on how exactly to do it.

Or you can find plenty of “get rich quick & easy” advice, encouraging you to take big risks for a big payoff. That’s great, but they neglect to mention all the people who did that and failed. They’re also short on specifics. “Come up with a million dollar business idea!” sounds great, but, um, how.

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Shame

Feeling shame can affect the way we live our lives, and especially how we spend our money.

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Money Layers in Society and Relationships

It’s so clear how these principles can affect an entire generation of African Americans. We consider the wealth gap to be a crisis, and we’ve seen firsthand how transparency around money has changed our marriage for the better, and improved our financial outlook. And raising a son in a debt-free household changes the way that we parent, it changes the choices that are available to us.

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Drift

Only when an outside force thrusts itself upon us, like an unexpected illness, losing a loved one, maybe an unexpected pregnancy, losing a job, an investment plumpting—these terrible circumstances (it’s typically a crappy circumstance)—that we actually truly wake up from our slumber—our drift—and we start to ask these more existential foundational questions about ‘what am I doing?’ ‘what am I committed to?’ and ‘am I connected to purpose?’

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Tales of a Waitress

I truly do believe that everyone should be a server at least once in their life. It has given me such an appreciation of the job and has made me a better customer because I have an appreciation of what my servers do. While I enjoy the economic benefits of this job, it certainly does not come without its frustrations and “WTF!?” moments.

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Purchasing My Freedom: How I Reclaimed 6 Years of My Life

Looking at the math, he’s absolutely right — my response to spending impulses (hobbies, clothing, electronics…) determines whether I spend my life doggy paddling and gasping for air or become an olympic swimmer.

The mundane choices we make every day reverberate years into the future.

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The Fitbit Effect

Any time I want to, I can see exactly how many calories I eat, how many I burn, how far I walk, how well I sleep, and how many flights of stairs I, uh… pass on the way to the elevator. So why am I in worse shape than I was before I bought the stupid thing?

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You Are Wrong About College

And no, this is not an article about the cost of college compared to the salary you will make. Nor is it the one that compares the income of college graduates to high school graduates.

This piece is about the hard to define value of college that is worth its weight in gold.

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How We Got Out Of Debt FAST!

Stick to it, stick to it like glue! Stick to it like a spider on the wall! You really have to make it a priority in your life, and make it something that your life is now about.

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