I’m going to educate you on the cold hard facts about why planning to work into your late 60’s or 70’s will not work – and what you can do about it.
In 2016, Sergio and Shannon sold 90% of their belongings and embarked on a year-long travel adventure that spanned 3 continents, 18 house sits, 23 countries and 60 cities, all while only spending $16k. Now, nearly two years later they’re still traveling and house sitting full time!
Do you know how much you’re giving away in interest over the duration of the loan, just for someone to manage your money for you? Once you see this, you won’t want to keep giving extra money to the bank.
So whether your home buying journey takes 12 weeks or 6 months, once you understand step-by-step how to plan properly, it demystifies the entire process and provides a clear road-map on how to become a homeowner!
In her twenties she had 40 jobs, including dishwasher, stripper economist, social worker, tax preparer, organic farmer, bagel deliverer, zine librarian, database wizard, and bicycle valet. She has lived in a geodesic dome made of recycled political yard signs and ridden trains in 31 countries. She is pretty good at saving money.
People often say “not to sweat the small things” when trying to save money. That the $5 daily Starbucks will not make a dent in your savings and retirement outlook. However, these little expenses do add up and eventually can cause a big problem.
For me, what started out as an innocent looking scratch, turned into a $30,000, six night stay in the hospital.
With my history of settling for jobs to pay the bills, I had bought into a mindset that following your dreams was impossible. It didn’t happen all at once either. Because I am the type of person to fully commit to what I am doing, I slowly formed underlying beliefs that following my passions was a fool’s errand.
We like to mix things up on Fridays here at the Middletons, and instead of just giving you a few pieces of the best …
Forget the numbers, forget the idea that you NEED more or NEED less for that matter. Step back and look at what’s important to you, TALK to your partner, and make a decision based on your values, goals and financial plan
Your dedication and thoughtfulness will pay off. You won’t be among the 47% of people who can’t handle a $400 emergency. And when the right spending opportunity comes along at the right time, you’ll be able to make a well-informed, guilt-free purchase that fits perfectly within your budget.
Kim has saved (or repaid debt of) $141,500 within five years, as a firefighter with a starting salary of $42,000, excluding the additional money she’s invested into her rental.
She’s saved more than 3x her starting salary, within her first five years on the job.
And she’s done this while earning a middle-class public service salary in an expensive city.
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