Taking action will make you feel like you have at least a little control, which is a great remedy for anxiety.
The more common vocal feminist men are, the better. Women will know that they will be supported when they come forward and tell their stories. Men will know that there will be social consequences to being sexist.
I didn’t really know what I was doing. I was thinking about it for years before, but I never made any move. The signs just weren’t there. I didn’t know what to look for. And then reality hit and I bought a place within 4 days of being on the market.
It’s a miracle that everything turned out the way it did really.
Feeding primary school children can be a challenge, but it doesn’t have to be expensive.
Not all people who follow a frugal path are doing it for the same reasons. Some simply have to do it and find themselves making choices based solely on the sticker price. Others want to do it because they want to preserve value for other things or they have other values that align well with frugal choices.
A good mental model can help you determine what’s essential and what’s not essential. This is critical as we’re flooded with information regularly. Think about the amount of data that’s thrown at us even just related to investing. It’s a lot.
Because in my naivete, I thought, Hey, saving $50 on this party would help out her family and make us all better friends.
The math works out, but what I said couldn’t have been more wrong.
Mint and Personal Capital are both services that can link to your online accounts to track your spending and net worth. To accomplish this, you must provide Mint and Personal Capital the username and password to your bank accounts…
Some banks will state in their online services agreement that you are liable for fraudulent transactions on your account if you reveal your username and password to a third party.
As I was watching the train-wreck that was the Inaugural (and only) Fyre Festival unfold, what jumped out at me wasn’t just the story of the con, or the lengths to which people were willing to go to pull this thing off (cough, Andy, cough).
Instead, I took away four lessons we can all use in our everyday lives.
Chris explains how he racked up so much consumer debt without even realising it. After paying for his wedding and simply not keeping track of his credit card, he ended up $26,000 in debt. It wasn’t until he took a good look at it that he decided to get rid of it: by moving in with his parents and keeping on a strict budget.
Transportation costs make up one of the ‘big 3 expenses’ for most families, along with housing, and groceries. And let’s face it, no matter how little you spend, a car will almost always feel like a money pit.
Getting ahead financially on such a small income requires what I call a ‘death of a thousand paper cuts’ in regards to finances. Yes, there are a few big things you can cut and feel amazing about. The low hanging fruit, cable and what not. After that? It’s much harder, and it’s a couple bucks here and a tenner there. Here is one way I cut costs over time that continues to this day.
So here’s the thing about minimal living- it looks a little bit different for everyone. We all have different goals, dreams, and lifestyle preferences, and it also changes based on the life stage you currently find yourself in.
However, the core value of minimal living never really changes – which, we believe means finding value in how you spend both your time and money.
There is a general misunderstanding of risk in relation to investing. A lot of people think risk is a ‘thing’ with defined boundaries and a solid, immovable shape. But quite the opposite.
Risk in terms of personal finance can actually be categorized into 3 separate entities that interact with each other. They are like a set of siblings.
So before you start working with your tax preparer or open up your tax software, either the package you bought or downloaded or are using via Free File (yes, it’s already open), here are some things to think about and documents that you might need to do the job.