I swear there is a something in your DNA that determines whether you’re frugal or spendy. I definitely have the spendy gene. That doesn’t have to be a bad thing though. As they say, the first step is acceptance. Understanding yourself as a spender will let you build up an arsenal of tools to counteract that. And budgeting is a big part of that.
It’s a little ironic that the very season that is meant to bring us joy is often accompanied by stress, worry, and anxiety, isn’t it?
That doesn’t have to be the case, though.
Happy Black Friday! As the hustle and bustle of the holiday shopping season officially starts, here are a few of the best posts about …
Well, in a world where we can see our friends every accomplishment, vacation and home upgrade on social media 24/7, it’s tough not to get a little jealous from time to time.
Based on my quick calculations, if we could save an additional $500 per month from here on out, we could not only lower the amount we need to save to reach FI by $150,000 – $171,000, but also shorten our time period to FI by about 1.5 years of our already aggressive goal of 9-10 years.
While every child is different, the age of your children can play a big role in how you teach them money management skills. So, to help you guide your kids down the path to fiscal responsibility and successful long-term money management, follow these tips from VantageScore Solutions.
In its simplest form, a budget is designed to help you stop spending money on the things you don’t value and allow you to spend money on the things that you do value.