budgeting

I’m building a habit and I recognize that I will have to work on mindset every single day.

Money is easy to spend and hard to save. But there are a few things you could do to make it a little bit easier to save money.

We are here to help you continue your debt journey… because it can be a long one!

About 78% of full-time workers are living paycheck to paycheck, according to a recent poll, even while earning a decent salary. However, since they do not know what exactly they are spending on, most people end up throwing away money that could have been saved.

I realized that I didn’t want to spend my money on frivolous items that brought no value to my family.

Often, the very worst thing that you can imagine happening to you (that doesn’t involve death or destruction, that is) can be such a turning point in your life, if you let it. For our family, the layoffs spotlighted our financial insecurity.

When I first heard about the Money Middletons concept, I knew that it was exactly the piece our community has been missing; a place to bring together those of us living and breathing personal finance and the pursuit of financial freedom while also dealing with the struggles that come from getting there on a more moderate income.

The season of giving is upon us! Whether you’re considering giving away some of your money, some of your time, or even something else, …

Most young couples that I know are at least intrigued by the possibility of living a single-income lifestyle. Many of them feel that it just can’t be done with the cost of living, payments, education etc. and so they just accept the way that things are. This post is written as an encouragement to anybody who is considering becoming a one-income family.

In its simplest form, a budget is designed to help you stop spending money on the things you don’t value and allow you to spend money on the things that you do value.

In a system that is all about growing the gap, I can’t think of a stranger practice than taking all that time and effort to put yourself ahead with dollars, just to eat them back up a few cents at a time.

I soon discovered that not only was I spending significantly more than I estimated on food, but also that I would be unable to hit any savings goals until I was ready to be more deliberate in my spending on food.

Investing is one of the most important ways you can grow your wealth over time, but it can also seem intimidating to people who haven’t invested before or who have lower incomes. Investing can actually be very simple, especially since the best investment advice is “set it and forget it.

Any time I want to, I can see exactly how many calories I eat, how many I burn, how far I walk, how well I sleep, and how many flights of stairs I, uh… pass on the way to the elevator. So why am I in worse shape than I was before I bought the stupid thing?

We do our best to keep our expenses down every single month, but I had this recent push—this fire—to go super intense again.