I prefer the hybrid method of the debt bonfire, because I want to utilize every available method and take advantage of the best aspects of each one. If you find yourself making exceptions to the debt snowball or debt avalanche method, maybe it’s time to admit that you should be creating your own plan too!
Stick to it, stick to it like glue! Stick to it like a spider on the wall! You really have to make it a priority in your life, and make it something that your life is now about.