When you don’t need help, think about ways you can make your friend’s life easier or better. It may not cost you much other than a bit of time (or it may), but saving a friend money, time or stress in an emergency situation is worth every bit of your investment.
People often say “not to sweat the small things” when trying to save money. That the $5 daily Starbucks will not make a dent in your savings and retirement outlook. However, these little expenses do add up and eventually can cause a big problem.
For me, what started out as an innocent looking scratch, turned into a $30,000, six night stay in the hospital.
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