My break up fund was essentially my year-end bonus that I was 100% planning to put to any other use you could think of rather than helping me crutch my way out of an emotionally abusive and manipulative relationship.
When people discuss debt, it’s usually referenced as some sort of personal failing. Like, why can’t you pay off your debt? It’s easy. Make money, pay off your debt. Duh.
We at least have 1, 5, and 10 minutes every day to better our financial health. This is my routine.