I didn’t really know what I was doing. I was thinking about it for years before, but I never made any move. The signs just weren’t there. I didn’t know what to look for. And then reality hit and I bought a place within 4 days of being on the market.
It’s a miracle that everything turned out the way it did really.
A lot of young people always ask me, ‘How do I buy my own home?’ And my first question is like, ‘Why do you want to do that?’ And generally, I think they think #1, it’s cool to own your own home, you can do whatever you want to it! You’re the boss, you don’t have a landlord! But #2, they always say ‘Well, it’s always an investment, right? It’s a good investment.’ And that’s not necessarily true.
I strive towards frugality because it wasn’t that long ago when I was very financially stressed. I learned my lesson the hard way, and although my friends sometimes give me crap for being “stingy,” I don’t ever want to repeat going through that experience again.
After doing some research on the housing market and what it actually takes to own a home, we started to realize that this might not be the best place for us to stash our cash.