The Best Personal Finance Content for Middle Incomes

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student loans


Should I Invest or Pay Off Debt?

I always say there are two resources when it comes to investing for your retirement: time and money. Money, most of us don’t have when we’re young, right? So you don’t have a lot to invest, but you do have a lot of time, and you should take advantage of that, because the more time that your money is in the market, is invested, then the more it’s gonna grow.

So you don’t want to necessarily give up on those years of investing—at the same time, you have this debt to contend with and it seems kind of silly to… start investing when you’re still paying off debt, right? I think that’s kinda the psychology that most people have.

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My Completely Unsexy Debt Payoff Story

So no, I don’t have a sexy debt payoff story at all. I didn’t save half of my income right out of college so I could pay off my debt right away. I didn’t pay off truly intimidating and inspiring amounts of debt in a single year.

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